Homeownership Program – Habitat for Humanity for Montezuma County

Donation for our next Energy Efficient home in 2020


Habitat for Humanity brings people together to build homes, communities and hope. We  encourage applicants with inadequate housing who have been unable to pursue homeownership by traditional means.  We seek out individuals and families who are serious about their goals in becoming homeowners, maintaining their property, and partnering with Habitat for Humanity.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. In compliance with Fair Housing Law, Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, HFHMC does not discriminate based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, people securing custody of children under the age of 18), handicap (disability), sexual orientation or gender identity.

Applying:  Anyone interested in becoming a Habitat for Humanity of Montezuma County homeowner is welcome to call 565-8312 for more information about our programs.

Criteria for Selection:

  • Need for adequate housing
  • Ability to make consistent mortgage payments
  • Willingness to partner with Habitat for Humanity


Income Guidelines:

  • The gross household income must be between 30% and 60% of the median income for Montezuma County area for the past year. The median income figure varies depending on the size of the family.

Other criteria for selection:

Two-year history of stable income. Residency in Montezuma County for at least one year. Monthly long-term debt payments, including estimated mortgage payment, should be less than 41% of a family’s income. An acceptable history of credit and a good record of paying rent and utilities. Ability to cover closing costs (approximately $1,500). Applicant must be a U.S. citizen or a permanent resident. This applies to all applicants.